Frequently Asked Questions

Find answers to common questions about our loan and insurance services.

You can apply online using our secure application form or visit one of our branches for assistance.

Basic KYC documents, income proof, and bank statements from the last 6 months are typically required.

Yes, we offer bundled insurance options for health, life, or property with many of our loan products.

It typically takes 24–48 hours after document submission, depending on the type of loan and eligibility.

Interest rates usually range from 10% to 24% per annum depending on your creditworthiness and lender.

Yes, most lenders allow prepayment or foreclosure with or without nominal charges. Check your loan agreement.

Typically, applicants aged 21-60 with stable income, good credit score (700+), and employment stability qualify.

All charges including processing fees, prepayment penalties, and interest rates are transparently disclosed before approval.